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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subordinated to the lien of the subject mortgage.
B) waived to the lien of the subject mortgage.
C) restricted to the lien of the subject mortgage.
D) subrogated to the lien of the insured mortgage.

2. A notarized deed ensures that the

A) title is clear.
B) deed can be recorded.
C) title is transferred.
D) deed is legally binding.

3. A leasehold interest in real property ownership is

A) a lien interest.
B) a non insurable interest.
C) an usury interest.
D) an insurable interest.

4. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Tangible
C) Personal
D) Real

5. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are joint tenants with rights of survivorship.
B) they are tenants by the entirety.
C) the conveyance is void.
D) they are tenants in common.

Solutions: