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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) inform the applicant that an investigation is being conducted.
B) notify the applicant if an application is denied.
C) inform the applicant about the scope of an investigation.
D) discuss any credit history inconsistencies with the applicant.

2. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) corner of a recorded subdivision lot.
B) highway.
C) fence line.
D) iron pin.

3. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) trustee's deed
B) quitclaim deed
C) deed in trust
D) general warranty deed

4. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Title agent
B) Mortgagor
C) Mortgagee
D) Seller

5. The MAIN purpose of an endorsement is to

A) increase the premium.
B) describe the covered losses.
C) modify the policy.
D) decrease the premium.

Solutions: